NHR announces new, online, do-it-yourself modification application for homeowners.

Neighborhood Home Relief has been working on a do-it-yourself loan modification alternative for the past 24 months and has just released the LoanModACHIEVER®, a new, online, modification tool designed to make it easier than ever for distressed homeowners to modify their own mortgage at a fraction of the cost to hire an attorney. September 19, 2009 — Homeowners who have tried to modify their mortgage with a loan modification firm or even an attorney may not have had much success. There have been all kinds of horror stories about loan modification companies taking money from distressed homeowners and not performing the services. Fortunately there is a better solution; the LoanModACHIEVER® is the best answer for many struggling homeowners. Neighborhood Home Relief, Inc., a California based mortgage and modification firm has just come up with an alternative solution for those homeowners who can’t afford to pay the $1,900 to $8,000 to hire an attorney. After months of analysis, work, and testing, the team at Neighborhood Home Relief has come up with the nation’s ONLY online, dynamic loan modification application that not only gathers and prepares your loan modification package, but also QUALIFIES you based on CURRENT federal HAMP (Home Affordable Modification Program) guidelines. This online application has been designed to help homeowners do their own loan modifications using software similar to what the banks themselves are using to qualify their borrowers. Homeowners can find information about the LoanModACHIEVER® application at Neighborhood Home Relief’s website (www.neighborhoodhomerelief.com). The LoanModACHIEVER® application was designed to allow a homeowner to log into the system via the internet from ANY computer, enter all their personal data, and get a COMPLETE, PROFESSIONAL, BANK READY loan modification package that is ready to be sent to their lender(s). The best part is they have made the system affordable for almost everybody. Additionally, Neighborhood Home Relief offers three levels of support to go along with the online application. The LoanModACHIEVER® Pro version includes the online application only for those who are confident enough to be able to handle the application and negotiations on their own. The price for this version is $199.00. The LoanModACHIEVER® Premier version comes with 100 days of standard application support. This version is for those homeowners who have a basic understanding of the software, but may need additional support on key areas of the application. The price for the premier version is $595.00. The third and most often purchased level of support is the LoanModACHIEVER® Enterprise version. This version comes with everything listed above, but adds an additional 265 days of support for a total of 1 year as well as a personal consultation with one of their specialists to assist you in completing your PROFESSIONAL, BANK READY modification package. The price for the enterprise version is only $995.00. The LoanModACHIEVER® Premier and Enterprise versions also come with a 90 day money back guarantee. While Neighborhood Home Relief does not negotiate on the homeowners’ behalf they do however offer full support with regard to negotiation tactics, responses, and procedures. The team at Neighborhood Home Relief understands many distressed homeowners are under enough pressure trying to keep up with daily finances. So when they designed the LoanModACHIEVER® application, it was designed with the thought that it had to be affordable. “The last thing we wanted to do was to put additional pressure on good people who are already in financial distress,” says James Patrick Owen, senior management at Neighborhood Home Relief. That is why James and the team at Neighborhood Home Relief wanted to make the application as affordable and easy to navigate as possible for the average homeowner. The LoanModACHIEVER® application will give the homeowner a complete, bank ready proposal, financial statements, hardship letters, a hardship affidavit and even a fax cover sheets for the homeowner to use when they are ready to send their package off to their lender(s). According to Mr. Owen the system will give a homeowner essentially every item needed in order to give the homeowner the absolute best chance of success at achieving a successful loan modification by their bank. The system is designed to be easy to use, and consumer friendly. Mr. Owen also notes homeowners do not have to be currently late or even in default to be eligible for a loan modification. Homeowners should however, be in danger of default. This means if a home owner has found themselves in situation where their income no longer covers their expenses they still qualify under President Obama’s Mortgage Modification Program. The same applies for home owners who have exhausted most of their savings to just cover expenses. All the details including tips about doing your own loan modification can be found on their website at www.neighborhoodhomerelief.com. As Mr. Owen told us, “Homeowners should not have to pay THOUSANDS to do something that they CAN DO ON THEIR OWN!” Consumers can do their own modifications without having to pay an attorney or loan modification firm, but a complete and professional package can help make sure you get the best terms possible from your lender. The team at Neighborhood Home Relief also has the application available to mortgage brokers, real estate agents, and financial advisors on an affiliate platform. Please call James Patrick Owen at (949) 315-7063 ext. 710 to find out how you can help your clients successfully achieve their own modifications. Contacts: Neighborhood Home Relief James Patrick Owen (866) 783-3317 ext. 710 – toll free (949) 315-7063 ext. 710 – local james@neighborhoodreliefteam.com - email www.neighborhoodreliefteam.com - website www.theowenteam.com – personal website

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