Worldwide Money: HCS Worldwide Market Funds Still Good Investments.

Money market funds remain a good choice for consumers say analysts at HCS Worldwide.

“HCS Worldwide” Financial advisors are apparently of the opinion that money market funds are still a good choice for investors seeking liquidity that yield higher returns than many banks and have the additional benefit of giving easier access than Certificates of Deposit. The Treasury Department took the surprising action of shielding money-market mutual funds recently, offering backing akin to the Federal Deposit Insurance Corp. protection of bank deposits. The program is to last for a year, details of which are pending, according to reports by “HCS Worldwide”. A spokesperson for European-based “HCS Worldwide” explained that money-market funds are regulated by the U.S. Securities and Exchange Commission and are aimed at preserving the $1-a-share net asset value, meaning that investors can assume they will get back their principal, as well as interest earned by the fund on its investments. The “HCS Worldwide” Spokesperson added that they are required to hold debt that matures in 13 months or less, with a weighted common maturity of 3 months or less. Money markets pay less than bank certificates of deposit because they're more liquid. A senior financial advisor at “HCS Worldwide” stated that the returns on and easy liquidity of money-market funds mean that they are still a wise option many investors in today’s markets. However, the financial analyst at “HCS Worldwide” reportedly cautioned that the quality of a money-market investment depends on the financial strength of the sponsoring company and its ability to cover any shortfall.